The AI Agent Platform
for accounting

Payana amplifies your team’s productivity by automating workflows across your banks, ERPs, tax authorities, communication channels, and AI models.
Cut 85% of time spent on administrativetasks
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Over 1,500 companies across LATAM run on Payana

The era of manual financial operations is over

AI agents that transform financial operations and multiply team productivity.

Scale your team’s output — without adding headcount

Transform operational bottlenecks into real-time financial intelligence.

Invoice Ingestion

Receive, validate, and store invoices, credit notes, and bills in the cloud, ensuring traceability from the start.

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Invoice Processing

Connect your ERP with the tax authority and automate invoice recording, bill processing, and expenses to keep your accounting up to date.

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Vendor Payments

Manage due dates, approvals, and payments with withholding calculations in an integrated flow with your banks, ERP, and communication channels.

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Employee Payments

Manage reimbursements, payroll,and travel expenses by integrating your banks and communication channels, all from one place.

Invoice Reconciliation

Centralize information from your banks, tax authority, and ERP in one place to compare records and ensure everything matches.

Expense Management

Receive expenses via WhatsApp, organize them by project, and reconcile them with electronic invoices to streamline reimbursements.

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Built for the next era of financial operations

We unlock your team’s full potential by combining deep integrations, purpose-built automation, and specialized AI agents.

Integrations

We sync your financial ecosystem — tax authorities, banks, and ERPs — so information flows without friction or manual downloads into your workflow.

Features

We simplify your administrative operations with our intelligent tools for reception, recording, payments, reconciliation, and legalizations.

AI Agents

Our specialized agents interpret context, learn from your business, and automate decisions to unlock your team's potential.

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We build high-performance finance teams

85%
less time on low-value tasks
73%
faster payments and reconciliations
96%
fewer data entry errors and incorrect payments
100%
tax-compliant payments to verified vendors

Beneficios de operar con Payana

Payana transforma los procesos manuales y complejos de tu administración contable y financiera en flujos ágiles y eficientes

Reducir costos operativos

Digitalizamos y automatizamos tareas administrativas para reducir tiempos de ejecución y liberar carga operativa del equipo administrativo.

Eliminar fraude y errores

Validamos cuentas bancarias y documentos fiscales antes de cada pago, asegurando precisión en cada salida de dinero.

Ganar control y trazabilidad

Verificamos cada pago y documento, asegurando que sepas qué se pagó, a quién y con qué respaldo, todo en un solo lugar.

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Pensado para ti y para todo tu equipo

Gerente General
Director Financiero
Líder Contable

Control financiero con información centralizada

Toma de decisiones inteligentes basadas en datos

Trazabilidad operativa que previene errores y fraudes

Optimización de gastos operativos

Automatización de tareas repetitivas y manuales

Historial de actividad de cada usuario

Delegación segura, con roles y permisos

Reportes detallados de tu operación

Aumento en la capacidad operativa en tu equipo

Contabilidad sincronizada y actualizada contra la DIAN

Optimización de tiempos de entrega y procesos

Valor agregado para los procesos de tus clientes

Gerente General

Control financiero con información centralizada

Toma de decisiones inteligentes basadas en datos

Trazabilidad operativa que previene errores y fraudes

Optimización de gastos operativos

Director Financiero

Automatización de tareas repetitivas y manuales

Historial de actividad de cada usuario

Delegación segura, con roles y permisos

Reportes detallados de tu operación

Líder Contable

Aumento en la capacidad operativa en tu equipo

Contabilidad sincronizada y actualizada contra la DIAN

Optimización de tiempos de entrega y procesos

Valor agregado para los procesos de tus clientes

Our clients say it best...

Ruben Puerto Sandoval
Food & Beverage
Ruben Puerto Sandoval
Entrepreneur, Qbano
-
Medellín

“Our accounting process has two eras: before and after Payana. I have absolute control and maximum efficiency.”

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Oscar Tobón
Industrial
Oscar Tobón
CFO
-
Rio Cal

“When we saw Payana’s intuitive operating model, we knew there was an opportunity to reduce costs and improve process reliability.”

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Pedro Luis Aguilar
Accounting
Pedro Luis Aguilar
Public Accountant
-
Aguilar Asesores SAS

“Agility came with digitalization: thanks to Payana, what used to take a week now gets resolved in hours, allowing us to focus on analysis.”

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Sebastián López
Textile
Sebastián López
Owner & Manager
-
Confecciones ZOE

“With Payana, we gained transparency, automation, and made life easier for our employees. We process and pay in minutes.”

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Leyla Avendaño
Architecture
Leyla Avendaño
Administrative Director
-
Edificando País SAS

“I pay 20 suppliers in 2 minutes and maintain full control, even when I’m not the one doing it.”

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Wilmer Flórez
Accounting
Wilmer Flórez
Accounting & Financial Consultant
-
CAE GROUP

“It’s a key tool. With Payana, we achieved control, automation, and efficient invoice management.”

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Nicolás Rodríguez
Nonprofits
Nicolás Rodríguez
Administrative & Financial Director
-
Asociación Somos CaPAZes

“We found a strategic ally to optimize our operations and significantly reduce turnaround times.”

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Claudia Orejuela
Technology
Claudia Orejuela
Managing Partner
-
Sattek

“Information is more reliable and accurate. Thanks to automation, we’re saving up to 70% of our time.”

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Mauricio Toro
Real Estate
Mauricio Toro
Managing Director
-
Andina Ventas y Servicios SAS

“With Payana, we achieved greater efficiency in administrative processes and a significant reduction in operating costs.”

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María Fernanda Perdomo
Accounting
María Fernanda Perdomo
Director
-
Link Empresarial

“Payana helps us see beyond accounting: it’s a strategic ally that makes us more knowledgeable in other areas.”

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AI Agents designed for your company

Payana’s engineering team partners with you to map your workflows and deploy custom AI agents tailored to your operations.

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We integrate with the platforms and financialinstitutions your team already relies on.

Andi
Siigo
Alegra
Endeavor
SAP
Oracle
Odoo
World Office
Grupo Aval
Bancolombia
DaVivienda
Dian
Colombia Fintech
Google
Whatsapp
AWS

Frequently Asked Questions

What is an AI agent?

An artificial intelligence (AI) agent is a system capable of perceiving its environment, reasoning based on available information, and acting autonomously to complete a task. Unlike traditional automation, AI agents can adapt, interact with their environment, and operate with their own judgment — executing tasks with speed, precision, and context, just like a human would, but with greater scale and consistency.

At Payana, we're building three types of agents:

  • Assistants: Review and analyze information to recommend actions such as journal entries.
  • Operators: Execute tasks under predefined rules, like ordering payments by due date, recording invoices, or reconciling transactions.
  • Specialists: Integrate information across systems and coordinate complex flows — such as payments, reconciliations, and reports — ensuring precision and coherence at every stage.

This approach allows us to move toward a future where financial processes run on their own and human teams focus on higher-value strategic activities.

Unlike traditional automations, AI agents can adapt, interact with their environment, and operate autonomously. They can execute tasks with speed, precision, and context, just like a human would, but at greater scale.

At Payana, we are building three types of agents:

  • Assistants: Recommend actions that require human validation. Example: suggesting reconciliations between invoices and purchase orders.
  • Autonomous: Execute tasks within predefined rules. Example: scheduling and executing automatic payments for invoices below a certain amount.
  • Coordinated Teams: Multiple specialized agents collaborate to execute complex processes. Example: a cash flow created by accounts payable, accounts receivable, and financial analysis agents.

This approach allows us to move toward a future where financial processes run on their own and human teams focus on higher-value strategic activities.

What is Payana?

Payana is an AI agent platform that exponentially increases the productivity of administrative teams by automating processes through the integration of banks, ERPs, taxa uthorities, communication channels, and AI models.At Payana's core, all actors in the financial ecosystem are connected, allowing information toflow in real time, documents to be validated and recorded automatically, payments to be executed with security and traceability, and reconciliations to happen without rework.This way, Payana turns financial administration into a continuous, precise, and control ledend-to-end flow — reducing operational costs, eliminating errors, and improving team efficienc

Payana is an Artificial Intelligence agent specialized in accounting and finance. It is designed to optimize companies’ administrative processes, reducing operational costs, eliminating errors, and improving operational control. The agent centralizes financial information and executes key administrative tasks automatically, helping companies become more competitive and efficient, coordinate teams, and make decisions with greater speed and precision.

What workflows does Payana automate?
  • Document reception flow: Connects with the tax authority to automate electronic invoice reception and also manages bills and international invoices in the cloud.
  • Invoice recording flow: Connects your ERP with the tax authority and automates the recording of invoices, bills, and expenses to keep your accounting up to date.
  • Vendor payment flow: Manages due dates, approvals, and payments with withholding tax calculations in an integrated flow with your banks, ERP, and communication channels.
  • Employee payment flow: Manages reimbursements, payroll, and travel expense payments by integrating your banks and communication channels, all from one place.
  • Reconciliation flow: Automatically reconciles bank transactions, payments, and invoices in real time, ensuring quick detection of discrepancies.
  • Control and approvals flow: Oversees the entire financial and accounting cycle with multiple levels of employee approvals and AI agent validations.
  • Legalization flow: Simplifies how your team reports expenses: receive everything via WhatsApp, organized by project and validated with electronic invoices.
  • We reduce operational costs: We automate repetitive and manual tasks to free up administrative team capacity.
  • We eliminate fraud and errors: We verify bank information and document validity before each payment, ensuring precision.
  • We generate control and traceability: We integrate payments, invoices, and supporting documents into a single system with full traceability.P, and communication channels.
How does Payana help improve my company's financial management?
  • We reduce operational costs: We automate repetitive, manual tasks to free up capacity from the administrative team.
  • We eliminate fraud and errors: We verify banking information and document validity before every payment, ensuring accuracy.
  • We generate control and traceability: We integrate payments, invoices, and supporting documents in a single system with complete traceability.
  • Smart reception and recording: Integrates ERP with tax authorities to gain order, control, and speed in managing invoices, accounts receivable, and expenses.
  • Agile and traceable payments: Manages due dates, approvals, and payments through a flow that connects banks, ERP, and communication channels.
  • Precise reconciliation:  Centralizes data from banks, DIAN, and ERP to ensure accounting and tax integrity.
  • Efficient team coordination: Oversees the entire financial cycle from a collaborative environment integrating purchasing, treasury, accounts payable, and accounting.
  • Strategic analytics: Centralizes business information for financial decisions based on reliable data.